Nobody Provides The Combination Of Services We Do. because no one understands business like we do.
The Cash Compass Services
LOANS OF ALL TYPES
LOANS & LINES OF CREDIT
Fortunately you don’t have to make those decisions alone. We’ve got your back with professional consulting to give you the business advice and tools you need to make the right decision for you and your company, no matter the type of business you run.
We work to get you the funding you need, fast and at reasonable rates and terms you can work and grow with. We want and need you to succeed so that we can build a strong long lasting partnership.
CREDIT CARD PROCESSING
The Cash Compass is directly affiliated with two of the backbone companies that make up the card processing business world wide. We can provide low processing rate online and offline card processing, point of sales machines and any other services you may need to process debt and credit cards in your brick and mortar, mobile or virtual business.
ALL MERCHANT CARD SERVICES AVAILABLE
FACTORING MADE SIMPLE
INVOICE FINANCING
It’s no secret that cash flow is the lifeblood of every business. Accounts receivable factoring is a process that turns your accounts receivables (invoices) into cash flow by eliminating the waiting period while your invoices are paid. This process works for companies with a business-to-business (B2B) and business-to-government (B2G) model.
This provides businesses with the opportunity to have consistent cash flow for ongoing operations and additional cash reserves to fund growth opportunities. For many businesses, maintaining enough cash can be difficult, especially if a business is young or experiencing rapid growth.
SURETY BONDS
Showing businesses, prime contractors and governmental institutions that you are bonded in some cases puts your business in an entirely different class of business then most agencies are use to. Bonding allows the project owner a level of piece of mind that nothing else can provide. Unlike most insurance policies, surety bonds do not protect (or provide coverage to) the owner of the policy (the bond). A surety bond is typically written to protect, indemnify, or provide a financial guarantee to third parties such as customers, suppliers or state taxpayers.
We provide many types of bonds for our clients and excellent rates. Lets find out if we can point you in the right direction.
WHEN YOUR PROJECT ABSOLUTELY REQUIRES A GUARANTEE
MONEY TO RUN YOUR BUSINESS EVERYDAY
CASHFLOW FUNDING
Revenue based funding has gained in popularity, because of the easy and speedy approvals and a borrowers ability to maintain small payments so the business owner doesn’t have to worry about keeping a large amount of money in their account just to make payments. It is always a fixed payment and a fixed payback that way you know exactly what is coming out of your account.
Revenue based capital is a specialty of The Cash Compass.com. We work with businesses throughout the US to secure the most competitive type of capital for their specific industry and immediate need. This capital is strictly based on gross monthly revenue and cash flow of the business.
CONTRUCTION LOANS
Construction businesses may incur expenses on labor and supplies for a project before they get paid in full even during busy seasons.
Construction finance for builders is one of the many challenges construction companies face. Access to funds is usually a deciding factor between companies that thrive in the construction sector and those firms that fail.
Construction firms should have a ready source of funding to help them keep their bills paid and give them the advantage of taking up opportunities when they arise.
ONE STORY OR A SKYSCRAPER WE GOT YOU
HOME IS WHERE THE FAMILY LIVES
FIX and FLIP & REHAB LOANS
Investment property rehab loans are available for real estate investors who wish to purchase a property, quickly make any needed repairs and improvements and then sell the property immediately.
Fix and hold loans are also available to investors who wish to purchase a property in need of rehab, make improvements and then hold the property as a rental.
The first thing you would need to get a loan for investment properties is to have at least 20% to 40% down in case you want to purchase, or substantial equity in the property if you’re looking for a cash out refinance.
The higher the down payment or property equity you have, the more likely you will be approved.
EQUIPMENT FINANCING
Equipment Financing refers to a loan used to purchase business-related equipment or machinery, such as restaurant equipment, commercial trucks, or construction equipment. These loans provide for periodic payments that include interest and principal over a fixed term
A considerable number of businesses use equipment financing to replace, upgrade, or purchase new equipment while at the same time retaining cash flow and working capital. Getting an equipment loan involves a lender that is willing to finance from 80% to 100% of the equipment.
The loan is self-secured, meaning that the piece of equipment or machinery works as collateral. As a result, lenders tend to offer lower interest rates with longer terms.
TOOLS AND MACHINES TO MAKE MONEY
EVERY BUSINESS NEEDS HELP IN BEGINING
BUSINESS START UP LOANS
Startups business have unique needs when it comes to financing. Our partners loan programs includes lines of credit and unsecured term loans for startups, entrepreneurs, or existing businesses. You will be prequalified in a few hours and funding will take place in as little as 5 days. Our process is simple, fill out an online application, select your offer, and get funded! If you have questions before you start the process feel free to call our office during business hours and a loan consultant will guide you through the process.
Loan Amounts:
$25,000 up to $500,000
Terms:
3 to 10 years with monthly payments
Rates:
Range from 6-18%
Requirements to qualify:
- 700+ Credit score on 2 of 3 bureaus.
- 5+ Active revolving accounts
- History of installment loans
- Less than 3 inquires in the last 6 months on each bureau
- 40% credit utilization or less
- Verifiable income (taxes, pay stubs, w2, etc.)
- Fill out a simple online application